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Welcome Bonus |
Earn up to $500 in valueCBI-ROC-ARR, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002. Conditions apply. Account must be approved by June 3, 2024. |
Earn Cash Back Dollars. Redeem them to help pay down your Account balancea1. |
Earn up to $1,200 in valueAVI-ROC-ARR including up to 50,000 Aeroplan pointsUIDNQEN2. Conditions Apply. Account must be approved by June 3, 2024.
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Earn up to $500 in valueAVP-ROC-HASH, including up to 20,000 Aeroplan pointsUDI-NQ-EN-4 and no Annual Fee for the first yearUDI-NQ-EN-4. Conditions Apply. Account must be approved by September 3, 2024. |
Earn up to $2,900 in valueAVIP-ROC-STAR including up to 85,000 Aeroplan pointsUDINQEN3. Conditions Apply. Account must be approved by June 3, 2024. |
Earn up to $800 in valueFCT-ROC-18, including up to 100,000 TD Rewards PointsUDI-NQ-EN-11 and no Annual Fee for the first yearUDI-NQ-EN-11. Conditions Apply. Account must be approved by June 3, 2024. |
Earn up to $370 in valueUDINQEN13SUP18, including up to 50,000 TD Rewards PointsUDINQEN13 and no Annual Fee for the first yearUDINQEN13. Conditions Apply. Account must be approved by September 3, 2024.
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Earn a value of $50UDINQEN14,UDINQEN14plus in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply. Account must be approved by June 3, 2024. |
Get an 8.99% promotional interest rate on Purchases for the first 6 monthsLRROCPLUS from Account opening. Conditions Apply. Account must be approved by September 3, 2024. |
Make purchases in U.S. Dollars without credit card foreign currency conversion fees |
Earn a value of up to $1,122d1, d25 in TD Rewards Points (that's up to 175,000 TD Rewards Points)d1 with no Annual Fee in the first yeard1. Conditions Apply. Account must be opened by June 3, 2024. |
Earn up to 60,000 Aeroplan pointsb1, with no Annual Fee in the first yearb1. Conditions Apply. Account must be opened by June 3, 2024. |
Invest back into your business with Cash Back Dollars. |
Save on interest to grow your business with confidence |
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Annual Fee |
$139 |
$0 |
$139 |
$89 |
$599 |
$139 |
$89 |
$0 |
$25 |
$39 USD |
$149 |
$149 |
$0 | $0 | |||
Additional Cards |
$50 |
$0 |
$75 |
$35 |
$199 |
$50 |
$35 |
$0 |
$0 |
$0 |
$49 |
$49 |
$0 | $0 | |||
Reward Type |
Cash Back Dollars | Cash Back Dollars | Aeroplan points | Aeroplan points | Aeroplan points | TD Rewards Points | TD Rewards Points | TD Rewards Points | N/A | N/A | TD Rewards Points | Aeroplan points | Cash Back Dollars | NA | |||
Interest Rate |
20.99% |
19.99% |
20.99% |
20.99% |
20.99% |
20.99% |
20.99% |
19.99% |
12.90%UDINQEN16 |
19.99% |
19.99% |
14.99% |
19.99% |
11.99% |
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Cash Advances |
22.99% |
22.99% |
22.99% |
22.99% |
22.99% |
22.99% |
22.99% |
22.99% |
12.90%UDINQEN16 |
22.99% |
22.99% |
22.99% |
22.99% |
11.99% |
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Eligibility |
Don't meet the income requirement? Choose the TD Cash Back Visa* Card instead. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
Don't meet the income requirement? Choose the TD® Aeroplan® Visa Platinum* Card instead. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
Don't meet the income requirement? Choose the TD® Aeroplan® Visa Infinite* Card instead. |
Don't meet the income requirement? Choose the TD Platinum Travel Visa* Card instead. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
You are a Canadian resident and are of the age of majority in your province/territory of residence. |
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Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Limited Time Bonus: Account must be approved by June 3, 2024. In the first 3 months of Account opening (the "First 3 Months"), in addition to the Welcome Bonus Rebate of 6% in Cash Back Dollars upon eligible Gas Purchases, Grocery Purchases and Pre-Authorized Payments ("Bonus Eligible Purchases"), you will earn an additional 4% in Cash Back Dollars upon Bonus Eligible Purchases (the "Limited Time Bonus Rebate") until a total collective spend of $3,500 on Bonus Eligible Purchases have been made (the "Bonus Spend Cap"). For greater certainty: (a) you will earn a cumulative 10% in Cash Back Dollars upon Bonus Eligible Purchases charged to your TD Cash Back Credit Card Account ("Account") in the First 3 Months until a total collective spend of $3,500 on Bonus Eligible Purchases have been made, and (b) during the First 3 Months, the Limited Time Bonus Rebate and Welcome Bonus Rebate are in place of, and not in addition to, the Gas Earn Rate, Grocery Earn Rate, and PAP Earn Rate that are set out in the TD Cash Back Program Terms And Conditions. "Pre-Authorized Payments" are recurring bill payments set up on your Account that are classified through the Visa network as "recurring payments". You must confirm with your merchant if they can accept Pre-Authorized Payments.
Once the Bonus Spend Cap of $3,500 is reached, any further Bonus Eligible Purchases made in the First 3 Months will earn the regular accelerated 3% in Cash Back Dollars that applies to each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments ("Accelerated Rebate") as set out in the TD Cash Back Program Terms And Conditions (the "Rewards Terms") All other Purchases will earn 1% in Cash Back Dollars as set out in the Rewards Terms. Any returned items, refunds, rebates or other similar credits on any Purchases or Pre-Authorized Payment made will reduce or cancel the Cash Back Dollars earned on the original Purchase or Pre-Authorized Payment, as applicable.
$15,000 Cap on each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments: After the First 3 Months, the Accelerated Rebate will apply to all Gas Purchases, Grocery Purchases and Pre-Authorized Payments charged to your Account up to a $15,000 maximum net annual spend ("$15,000 Cap") for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments. After the $15,000 Cap is reached annually in a Gas Purchases, Grocery Purchases or Pre-Authorized Payments category, all additional spend in the corresponding category will earn Cash Back Dollars at the standard rebate of 1% that applies to all other Purchases on the Account as set out in the Rewards Terms.
First Year Reduction of $15,000 Cap: During the first year that the Account is open, the $15,000 Cap for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments will be reduced by the actual corresponding amount of Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months. For example, if you spend $2,000 in Gas Purchases in the First 3 Months, the $15,000 Cap for Gas Purchases will be reduced by $2,000 to $13,000 for the remaining 9 months of the first year the Account is open.
Merchant Category Codes: To earn the Welcome Bonus Rebate on Gas Purchases and Grocery Purchases, the Gas Purchase or Grocery Purchase must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Welcome Bonus Rebate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
Other Conditions: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by June 4, 2024. Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Welcome Bonus may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Cash Back Visa Infinite Account in the last 12 months. Your Account must be in good standing at the time the Cash Back Dollars are awarded.
Once the Bonus Spend Cap of $3,500 is reached, any further Bonus Eligible Purchases made in the First 3 Months will earn the regular accelerated 3% in Cash Back Dollars that applies to each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments ("Accelerated Rebate") as set out in the TD Cash Back Program Terms And Conditions (the "Rewards Terms") All other Purchases will earn 1% in Cash Back Dollars as set out in the Rewards Terms. Any returned items, refunds, rebates or other similar credits on any Purchases or Pre-Authorized Payment made will reduce or cancel the Cash Back Dollars earned on the original Purchase or Pre-Authorized Payment, as applicable.
$15,000 Cap on each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments: After the First 3 Months, the Accelerated Rebate will apply to all Gas Purchases, Grocery Purchases and Pre-Authorized Payments charged to your Account up to a $15,000 maximum net annual spend ("$15,000 Cap") for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments. After the $15,000 Cap is reached annually in a Gas Purchases, Grocery Purchases or Pre-Authorized Payments category, all additional spend in the corresponding category will earn Cash Back Dollars at the standard rebate of 1% that applies to all other Purchases on the Account as set out in the Rewards Terms.
First Year Reduction of $15,000 Cap: During the first year that the Account is open, the $15,000 Cap for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments will be reduced by the actual corresponding amount of Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months. For example, if you spend $2,000 in Gas Purchases in the First 3 Months, the $15,000 Cap for Gas Purchases will be reduced by $2,000 to $13,000 for the remaining 9 months of the first year the Account is open.
Merchant Category Codes: To earn the Welcome Bonus Rebate on Gas Purchases and Grocery Purchases, the Gas Purchase or Grocery Purchase must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Welcome Bonus Rebate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
Other Conditions: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by June 4, 2024. Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Welcome Bonus may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Cash Back Visa Infinite Account in the last 12 months. Your Account must be in good standing at the time the Cash Back Dollars are awarded.
† Offer ends June 3, 2024. The value of up to $500 could be earned in the first year of Account opening and is based on the combined value of:
- $189: Annual Fee Rebate for the Primary Cardholder ($139) and first Additional Cardholder ($50) for the first year;
- $350: Earn a cumulative 10% in Cash Back Dollars on eligible Gas Purchases, Grocery Purchases and Pre-Authorized Payments in the first three months of account opening until $3,500 in such purchases have been made, based on the following breakdown:
- $210: ("Welcome Bonus Rebate") of 6% Cash Back Dollars on eligible Gas Purchases, Grocery Purchases and Pre-Authorized Payments ("Bonus Eligible Purchases") charged to your Account.
- $140: ("Limited Time Bonus Rebate") of an additional 4% Cash Back Dollars on Bonus Eligible Purchases charged to your Account.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
8 The goods and services Cardholders request or otherwise choose to obtain through the Visa Infinite Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about and assumes, no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Concierge. Neither Visa nor the Issuer is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of Cardholders’ requests in all instances. There is no fee for the Concierge’s services; however, Cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the Cardholder and purchased by the Visa Infinite Concierge on the Cardholder’s behalf. All costs will be charged directly to the Cardholder’s Visa Infinite card.
18 TD Auto Club is provided by an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services. Further details about the third party service provider can be found in your Membership Handbook at td.com/autoclub.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
2 Earn 1% in Cash Back Dollars ("Gas Rebate") for each $1.00 in Purchases of gas or gas station services or products ("Gas Purchases") charged to your TD Cash Back Credit Card Account ("Account") and earn 1% in Cash Back Dollars ("Grocery Rebate") for each $1.00 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Gas Purchase or Grocery Purchase, as applicable. $5,000 Cap: Each of the Gas Rebate and the Grocery Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached for either Gas Purchases or Grocery Purchases, then any further Gas Purchases and Grocery Purchases made on the Account will earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Gas Rebate and Grocery Rebate: Each of the Gas Rebate and the Grocery Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Gas Rebate and/or Grocery Rebate, the Gas Purchases and/or Grocery Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Gas Rebate or Grocery Rebate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
3 Earn 1% in Cash Back Dollars ("PAP Rebate") on each $1.00 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Cash Back Credit Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Pre-Authorized Payment. $5,000 Cap: The PAP Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 Earn 0.5% in Cash Back Dollars ("Standard Rebate") on each $1.00 for all other Purchases ("Other Purchases") charged to your TD Cash Back Credit Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Purchase. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Account must be open and in good standing to earn and redeem Cash Back Dollars. Redemptions of Cash Back Dollars at any time on request must be for a minimum amount of $25. Where Cash Back Dollars are redeemed on an annual basis, the annual earnings period will start from when the Card is used to make Purchases until the Account’s January billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s January billing cycle to the January billing cycle of the following year. Cash Back Dollars will continue to accrue until redemption instructions are provided. There is no maximum annual amount of Cash Back Dollars that can be earned. For complete details on how to redeem Cash Back Dollars, please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
Interest rates, fees and features are effective as of January 4, 2024, unless otherwise indicated, and are subject to change.
1 Account must be approved by June 3, 2024. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 20,000 Aeroplan points ("Additional Bonus"), you must make $6,000 in net Purchases (including your first purchase, less any returns and credits) on your Account, within 180 days of Account opening. To receive the one-time 20,000 Aeroplan points Anniversary bonus ("Anniversary Bonus") your Account must have been opened and active for 12 months and you must make $10,000 in net Purchases (including your first purchase, less any returns and credits) on your Account within 365 days of Account opening. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in Good Standing at the time the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
^ Offer ends June 3, 2024. The value up to $1,200 could be earned in the first year of Account opening and is based on the combined total value of:
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
- $120: Based on first checked bags for two people, on a round-trip flight in the first year;
- $136: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.36 USD as of Nov 24, 2023 ($50 USD = $68 CAD for each cardholder);
- $1,000: 50,000 Aeroplan points earned based on the following requirements:
- Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
- Additional Bonus of 20,000 Aeroplan Points earned when you spend $6,000 within 180 days of Account opening
- Anniversary Bonus of 20,000 Aeroplan Points earned when you spend $10,000 and Account has been opened for 12 months
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
2 Primary Cardholder remains liable for all charges to the Account, including those made by an Additional Cardholder
3 A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions.
4 The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. There is a maximum of four (4) NEXUS statement credits available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. The terms of the NEXUS program are established by NEXUS. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program.
Interest rates, fees and features are effective as of January 4, 2024 unless otherwise indicated and are subject to change.
The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.
1 Account must be approved by September 3, 2024. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Platinum* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 10,000 Aeroplan points ("Additional Bonus"), you must make $1,000 in net Purchases (including your first purchase, less any returns and credits) on your Account within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder ("Primary Cardholder Annual Fee Rebate"), you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder first-year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by September 4, 2024. The applicable Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points and Additional Bonus points awarded to any one person. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points and Additional Bonus points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
# Offer ends September 3, 2024. The value up to $500 could be earned in the first year of Account opening and is based on the combined total value of:
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
- $124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;
- $400: 20,000 Aeroplan points earned based on the following requirements:
- Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
- Additional Bonus of 10,000 Aeroplan Points earned when you spend $1,000 within 90 days of Account opening
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.
3 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:
- 1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
- 1 Aeroplan point earned for each $1 on all other Purchases.
Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.
Interest rates, fees and features are effective as of January 4, 2024, unless otherwise indicated, and are subject to change.
The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.
1 Account must be approved by June 3, 2024. Welcome Bonus of 20,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite Privilege* Card Account (“Account”) only after the eligible first Purchase is made on the Account. To receive the additional bonus 40,000 Aeroplan points ("Additional Bonus"), you must make $10,000 in net Purchases (including your first purchase, less any returns and credits) on your Account, within 180 days of Account opening. To receive the one-time 25,000 Aeroplan points Anniversary bonus ("Anniversary Bonus") your Account must have been opened and active for 12 months and you must make $15,000 in net Purchases (including your first purchase, less any returns and credits) on your Account within 365 days of Account opening. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in Good Standing at the time the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points and Monthly Bonus points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
* Offer ends June 3, 2024. The value up to $2,900 could be earned in the first year of Account opening and is based on the combined total value of:
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
- $120: Based on first checked bags for two people, on a round-trip flight in the first year;
- $136: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.36 USD as of Nov 24, 2023 ($50 USD = $68 CAD for each cardholder)
- $550: Unlimited Maple Leaf Lounge access in North America based on annual membership cost, based on average published rate for Maple Leaf Lounge entry;
- $59: Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2024. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder;
- $373: Visa Airport Companion Program (hosted and managed by DragonPass International Ltd. (“DragonPass”)) lounge access is based on the comparable cost of direct enrollment in the program for membership by a Primary cardholder, which costs $99 USD and includes one complimentary airport lounge visit every year and the cost of additional 5 paid visits costing $35 USD per person, per visit. At an approximate exchange rate of $1.37 USD as of Nov 24, 2023 ($274 USD = $373 CAD for each cardholder)
- $1,700: 85,000 Aeroplan points earned based on the following requirements:
- Welcome Bonus of 20,000 Aeroplan Points earned when you make your first purchase with your card
- Additional Bonus of 40,000 Aeroplan Points earned when you spend $10,000 within 180 days of Account opening
- Anniversary Bonus of 25,000 Aeroplan Points earned when you spend $15,000 and Account has been opened for 12 months
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.
4 Preconditions/General T&Cs The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.
5 Complimentary Air Canada Maple Leaf Lounge Access - A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to Air Canada Café and any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2023. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Additional Cardholder who holds Aeroplan EliteTM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit aircanada.com/elitebenefits. Access to Maple Leaf Lounges and Air Canada Café is only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounge is subject to applicable Maple Leaf Lounges Terms and Conditions.
6 Priority Airport Services A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Primary Cardholder or Additional Cardholder may be required to show their qualifying credit card to the Air Canada agent.
7 Priority Same Day Airport Standby and Upgrades A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying the applicable condition, such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan-branded credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See applicable Aeroplan Elite Status and eUpgrade conditions.
25Annual Worldwide Companion Pass Primary Cardholders will receive one (1) Companion Pass after spending more than $25,000 on net purchases (less any returns and credits) in the 12 months prior to card renewal date. The pass will be deposited into the Aeroplan account up to 10 weeks after your cardholder renewal date. The pass entitles a companion to accompany Primary Cardholder for a fixed base fare, when Primary Cardholder books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on itinerary booked. Primary Cardholder may use the pass only once on their choice of travel (i) within Canada and continental United States (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 base fare. Companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as Primary Cardholder and will receive all applicable benefits and services associated with that fare brand. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at time of purchase, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. If during a change or cancellation the pass is reinstated in the Primary Cardholder’s account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all applicable taxes, fees, charges and surcharges that apply above the base fare. Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. Terms and conditions of the air transportation services on Air Canada are subject to the General Conditions of Carriage & Ta riffs at the time of redemption.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Account must be approved by June 3, 2024. Welcome Bonus of 20,000 TD Rewards Points ("Welcome Bonus") will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. To receive the additional 80,000 TD Rewards Points ("Additional Bonus"), you must make $5,000 in Purchases on your Account, including your first eligible Purchase, within 180 days of Account opening. Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate, you must add your first Additional Cardholder by June 4, 2024. Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. Your Account must be in good standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account.
24 Offer ends June 3, 2024. The value of up to $800 could be earned in the first year of Account opening and is based on the combined value of:
- $189: Annual Fee Rebate for the Primary ($139) and first Additional Cardholder ($50) for the first year;
- $100: TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made through Expedia For TD;
- $50: TD Rewards Birthday Bonus equal to 10% of the number of TD Rewards Points earned while using the TD First Class Travel Visa Infinite* card over the 12 months preceding the Primary Cardholder’s birthday, up to a maximum of 10,000 TD Rewards Points (travel value at Expedia For TD of up to $50). Previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do not count towards your Birthday Bonus;
- $500: 100,000 TD Rewards Points earned based on the following requirements:
- Welcome Bonus of 20,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $100);
- Additional Bonus of 80,000 TD Rewards Points earned when you spend $5,000 within 180 days of Account opening (travel value at Expedia For TD of $400);
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.
22 The TD Rewards Birthday Bonus applies only to the Primary Cardholder of a TD First Class Travel® Visa Infinite*Card. Each year, you will receive a TD Rewards Birthday Bonus (“Birthday Bonus”) on your TD First Class Travel® Visa Infinite* Account, equal to 10% of the total number of TD Rewards Points earned over the 12 months preceding the Primary Cardholder’s birthday, to a maximum Birthday Bonus of 10,000 TD Rewards Points. The TD Birthday Bonus is only calculated on points earned while using your current First Class Travel Account. This means that previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do no count towards your Birthday Bonus. The account must be open & in good standing on the date points are awarded to qualify.
23 In order to receive the TD Travel Credit, the Account must be open, active and in Good Standing. An Eligible Travel Credit Purchase means:
• A Hotel, Motel, Lodging, or Vacation Rental Purchase of $500.00 CAD or more made with Expedia For TD; or
• A Vacation Package Purchase of $500.00 CAD or more made with Expedia For TD, that includes a Hotel, Motel, Lodging or Vacation Rental booking packaged with a transportation booking.
See your TD Rewards Program Terms and Conditions for more details.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Account must be approved by September 3, 2024. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa* ("Account") only after the first Purchase is made on the Account. To receive the additional 35,000 TD Rewards Points ("Additional Bonus"), you must make $1,000 in Purchases on your Account, including your first eligible Purchase, within 90 days of Account opening. Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first eligible Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by September 4, 2024. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Platinum Travel Visa* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. Your Account must be in good standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account.
8 Offer ends September 3, 2024. The value of up to $370 could be earned in the first year of Account opening and is based on the combined value of:
- $124: Annual Fee Rebate for the Primary ($89) and first Additional Cardholder ($35) for the first year;
- $250: 50,000 TD Rewards Points earned based on the following requirements:
- Welcome Bonus of 15,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $75;
- Additional Bonus of 35,000 TD Rewards Points earned when you spend $1,000 within 90 days of Account opening (travel value at Expedia For TD of $175;
2 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.
6Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
2 Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
4 Earn 4 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD or travel made by phone through Expedia For TD (“Phone Travel Purchases”) (“Online Travel Purchases”) and charged to your TD Rewards Visa Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
+ Account must be approved by June 3, 2024. To receive 15,152 Bonus TD Rewards Points awarded to the TD Rewards Account associated with the TD Rewards Visa* ("Account"), you must keep your Account open, active and in good standing for 90 days after Account opening. Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus TD Rewards Points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. This offer is not available customers who have activated and/or closed a TD Rewards Visa* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person.
7 1 TD Rewards Point is worth $0.0033 towards purchases at Amazon.ca that are eligible for the Shop With Points program. 3 TD Rewards Points minimum redemption.
These are highlights of the Amazon.ca Shop with Points program for TD Rewards points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD Rewards points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enroll in SWP for TD and terms, conditions and restrictions, visit https://www.amazon.ca/tdrewards. Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
These are highlights of the Amazon.ca Shop with Points program for TD Rewards points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD Rewards points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enroll in SWP for TD and terms, conditions and restrictions, visit https://www.amazon.ca/tdrewards. Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
+ The promotional annual interest rate of 8.99% ("Promotional Rate") only applies to Purchases made on new TD Low Rate Visa* Card accounts ("Account") during the first 6 statement periods following the Account opening ("Promotional Rate Period"). To obtain the Promotional Rate, Account must be approved by September 3, 2024 and must continue to be open, active and in Good Standing during the Promotional Rate Period. This Promotional Rate of 8.99% is not available to customers who have made a Product Transfer to the TD Low Rate Visa* Card and customers who have opened and/or closed a TD Low Rate Card Visa* Account in the last 12 months. The Promotional Rate does not apply to any Cash Advances (inclusive of Cash-Like Transactions) or Balance Transfers. For Residents Outside of Quebec: At the end of the Promotional Rate Period of 8.99%, the annual interest rate for Purchases will increase, and the remaining balance of the Purchase Transactions will become subject to the annual interest rate of 12.90%. The annual interest rate increase will happen on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. If we do not receive the full minimum payment (i) by the Payment Due Date shown on your statement, or (ii) before the date on which we prepare your next monthly statement (the "New Statement Date"), then you will lose the benefit of the Promotional Rate and your annual interest rate for Purchases will increase to 12.90%. For Quebec Residents only: At the end of the Promotional Rate Period, the annual interest rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to your annual interest rate of 13.90%. The rate increase will happen on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. If we do not receive the full minimum payment (i) by the Payment Due Date shown on your statement, or (ii) before the date on which we prepare your next monthly statement (the "New Statement Date"),then you will lose the benefit of the Promotional Rate and your annual interest rate for Purchases will increase to 13.90% For all Accounts: In addition to failing to pay your minimum payments on time as described in these terms and conditions, if you transfer your Account to a different TD Credit Card during the Promotional Rate Period, the Promotional Rate will no longer apply to the TD Credit Card to which you are transferring. Offer may be changed, extended, or withdrawn at any time, without notice.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
2 Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.
3 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased by calling 1-800-293-4941, or visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Travel Medical Insurance that is automatically included with other TD Credit Cards.
4 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Trip Cancellation and Trip Interruption Insurance, underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). Claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance. Trip Cancellation and Trip Interruption Insurance can be purchased by calling 1-800-293-4941 or by visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Trip Cancellation/Trip Interruption Insurance that is automatically included with other TD Credit Cards.
* Trademark of Visa International Service Association and used under license.
All trade-marks are the property of their respective owners.
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
Annual interest rates, fees and features are current as of August 17, 2021 unless otherwise indicated and subject to change.
1 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
2 Purchases and Cash Advances made in currencies other than U.S. Dollars will be converted to and show in U.S. Dollars on your TD Credit Card statement and are subject to a foreign currency conversion charge.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 Limited Time Promotional Offer includes a Welcome Bonus, Monthly Bonus, Mobile Wallet Bonus Offer and Annual Fee Rebate Offer (described below and collectively the "Offer"): Welcome Bonus of 30,000 TD Rewards points ("Welcome Bonus") is only available to the Primary Business Cardholder of TD Business Travel® Visa Card account ("Account") with an Annual Fee of $149 ("$149 Account"). $149 Account must be opened and approved by June 3, 2024.
Welcome Bonus will be awarded to the Primary Business Cardholder of the $149 Account only after the first Purchase is made on the $149 Account, where such Purchase is made within 90 days of account approval. The “Primary Business Cardholder” means the individual who is issued TD Business Travel® Visa Card account with an Annual Fee of $149. Please allow eight - twelve weeks for your Welcome Bonus Points to be awarded.
To qualify for a monthly bonus of 10,000 TD Rewards Points ("Monthly Bonus") in the first 12 months after Account approval (up to a total maximum of 120,000 Monthly Bonus Points), the Primary Business Cardholder must have at least $2,500 in net Purchases posted to their Account each month by the last day of each monthly billing period. Once you have earned 120,000 Monthly Bonus Points during the first 12 months following Account approval, you will no longer be eligible for additional Monthly Bonus Points. Purchases made during a billing period but posted after the end of that billing period will not count towards eligible Purchases for that month and count towards eligible Purchases for the next billing period. For example, if your monthly billing period is from March 15 to April 14, a Purchase made on April 14 (transaction date) and posts on April 15 (posting date) will not count for eligible Purchase for that month and will count towards spend in the next month's billing period. If the March 15 to April 14 period was your 12th monthly billing period, then the Purchase that was made on April 14 and posted on April 15 would not count toward this Offer.
Limited Time TD Business Travel® Visa Card Promotional Offer ("Mobile Wallet Bonus"): Applies to the TD Business Travel® Visa Card that is also an $149 Account. Mobile Wallet Bonus starts March 5, 2024 and ends on June 3, 2024 (the "Offer Period"). The $149 Account will earn 25,000 bonus TD Rewards Points (the "Bonus Points") when a Primary Business Cardholder makes at least $250 eligible Purchases using an eligible mobile wallet (Apple Pay, Google Pay, or Samsung Pay), where such Purchases are made within 90 days of account approval that are not subsequently rescinded, the subject of a chargeback request or otherwise disputed.
The Annual Fee rebate portion of this Offer ("Annual Fee Rebate Offer") is available only for the first year after Account approval, for the (i) Primary Business Cardholder, and the (ii) first two Additional Cards issued for the same business if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued on the same business, if any, is for the first year only. Account ("$149 Account") must be opened by June 3, 2024. To receive the Additional Cardholder first -year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by June 4, 2024. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within two monthly statements from the date of the charge. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year.
The Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This Offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this Offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus points, the Monthly Bonus points and the Mobile Wallet Bonus Offer points awarded to any one business. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be open, active in Good Standing at the time the Welcome Bonus points, Monthly Bonus points and the Mobile Wallet Bonus Offer points are awarded. Please allow 8-12 weeks after the conditions for each element of the Offer are fulfilled for the Welcome Bonus points, the Monthly Bonus points, and the Mobile Wallet Bonus points to be credited to the TD Business Travel® Visa Card Account associated with the Primary Business Cardholder, as designated by the Business. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
Welcome Bonus will be awarded to the Primary Business Cardholder of the $149 Account only after the first Purchase is made on the $149 Account, where such Purchase is made within 90 days of account approval. The “Primary Business Cardholder” means the individual who is issued TD Business Travel® Visa Card account with an Annual Fee of $149. Please allow eight - twelve weeks for your Welcome Bonus Points to be awarded.
To qualify for a monthly bonus of 10,000 TD Rewards Points ("Monthly Bonus") in the first 12 months after Account approval (up to a total maximum of 120,000 Monthly Bonus Points), the Primary Business Cardholder must have at least $2,500 in net Purchases posted to their Account each month by the last day of each monthly billing period. Once you have earned 120,000 Monthly Bonus Points during the first 12 months following Account approval, you will no longer be eligible for additional Monthly Bonus Points. Purchases made during a billing period but posted after the end of that billing period will not count towards eligible Purchases for that month and count towards eligible Purchases for the next billing period. For example, if your monthly billing period is from March 15 to April 14, a Purchase made on April 14 (transaction date) and posts on April 15 (posting date) will not count for eligible Purchase for that month and will count towards spend in the next month's billing period. If the March 15 to April 14 period was your 12th monthly billing period, then the Purchase that was made on April 14 and posted on April 15 would not count toward this Offer.
Limited Time TD Business Travel® Visa Card Promotional Offer ("Mobile Wallet Bonus"): Applies to the TD Business Travel® Visa Card that is also an $149 Account. Mobile Wallet Bonus starts March 5, 2024 and ends on June 3, 2024 (the "Offer Period"). The $149 Account will earn 25,000 bonus TD Rewards Points (the "Bonus Points") when a Primary Business Cardholder makes at least $250 eligible Purchases using an eligible mobile wallet (Apple Pay, Google Pay, or Samsung Pay), where such Purchases are made within 90 days of account approval that are not subsequently rescinded, the subject of a chargeback request or otherwise disputed.
The Annual Fee rebate portion of this Offer ("Annual Fee Rebate Offer") is available only for the first year after Account approval, for the (i) Primary Business Cardholder, and the (ii) first two Additional Cards issued for the same business if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued on the same business, if any, is for the first year only. Account ("$149 Account") must be opened by June 3, 2024. To receive the Additional Cardholder first -year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by June 4, 2024. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within two monthly statements from the date of the charge. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year.
The Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This Offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this Offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus points, the Monthly Bonus points and the Mobile Wallet Bonus Offer points awarded to any one business. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be open, active in Good Standing at the time the Welcome Bonus points, Monthly Bonus points and the Mobile Wallet Bonus Offer points are awarded. Please allow 8-12 weeks after the conditions for each element of the Offer are fulfilled for the Welcome Bonus points, the Monthly Bonus points, and the Mobile Wallet Bonus points to be credited to the TD Business Travel® Visa Card Account associated with the Primary Business Cardholder, as designated by the Business. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
25 Offer ends June 3, 2024. The value of up to $1,122 could be earned in the first year of Account approval and is based on the combined value of:
- $247: Annual Fee Rebate for the Primary ($149) and up to two Fee Rebates for two Additional Cardholder ($49 each) for the first year; Additional Cardholders must be added by March 5, 2024.
- $875: 175,000 TD Rewards Points earned based on the following requirements:
- Welcome Bonus of 30,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $150);
- Monthly Bonus up to 120,000 TD Rewards Points earned when you spend $2,500 in Purchases each month for the first 12 months of account opening (travel value at Expedia For TD of $600);
- Mobile Wallet Bonus Offer up to 25,000 TD Rewards Points earned when a Primary Cardholder makes at least $250 eligible purchases using an eligible mobile wallet (Apple Pay, Google Pay, or Samsung Pay), (travel value at Expedia For TD of $125); within 90 days of account opening.
2 The business and business owners are jointly and severally liable for all charges made to each TD Business Card Account.
3 Earn 9 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to your TD Business Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 6 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to your TD Business Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
4 Earn 6 TD Rewards Points ("Foreign Currency Rebate") for every $1 in Purchases in a Foreign Currency ("Foreign Currency Purchases") charged to your TD Business Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Foreign Currency Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $80,000 Cap: The Foreign Currency Rebate is only available to a $80,000 maximum net annual spend ("$80,000 Cap"). Once the $80,000 Cap has been reached for Foreign Currency Purchases, then any further Foreign Currency Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Foreign Currency Rebate: The Foreign Currency Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Earn 6 TD Rewards Points ("Restaurant Rebate") on each $1 in Purchases at restaurants ("Restaurant Purchases") charged to your TD Business Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Restaurant Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $80,000 Cap: The Restaurant Rebate is only available to a $80,000 maximum net annual spend ("$80,000 Cap"). Once the $80,000 Cap has been reached for Restaurant Purchases, then any further Restaurant Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Restaurant Rebate: The Restaurant Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Restaurant Rebate, the Restaurant Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "restaurant" category. Some merchants may not be classified with a restaurant MCC and such Purchases will not earn the Restaurant Rebate as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
6 Earn 6 TD Rewards Points ("PAP Rebate") on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Business Travel Visa Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $80,000 Cap: The PAP Rebate is only available to a $80,000 maximum net annual spend ("$80,000 Cap"). Once the $80,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
7 Earn 2 TD Rewards Points ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to your TD Business Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
8 Expedia For TD is operated by Expedia, Inc. at ExpediaForTD.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
Annual interest rates, fees and features are effective as of January 4, 2024, unless otherwise indicated, and are subject to change.
1 Limited Time Promotional Offer includes a Welcome Bonus, Monthly Bonus, Mobile Wallet Bonus Offer and Annual Fee Rebate Offer (described below and collectively the "Offer"): is only available to the Primary Business Cardholder of TD® Aeroplan® Visa* Business Card account ("Account"). Account with an Annual Fee of $149 ("$149 Account") must be opened and approved by June 3, 2024.
Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Primary Business Cardholder of the Account only after the first Purchase is made on the $149 Account, where such Purchase is made within 90 days of Account approval. The “Primary Business Cardholder” means the individual who is issued the Credit Card associated with the $149 Account.
To qualify for a monthly bonus of 3,750 Aeroplan points ("Monthly Bonus") during the first 12 months after Account approval (up to a total maximum of 45,000 Monthly Bonus points), the Primary Business Cardholder must have at least $2,500 in net Purchases posted to their Account each month by the last day of each monthly billing period. Once you have earned 45,000 Monthly Bonus points during the first 12 months following Account approval, you will no longer be eligible for additional Monthly Bonus points. Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from March 15 to April 14, a Purchase made on April 14 (transaction date) and posts on April 15 (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the March 15 to April 14 period was your 12th monthly billing period, then the Purchase that was made on April 14 and posted on April 15 would not count toward this Offer.
Limited Time TD® Aeroplan® Visa* Business Card Promotional Offer ("Mobile Wallet Bonus"): Applies to the TD® Aeroplan® Visa* Business Card that is also an $149 Account Mobile Wallet Bonus starts March 5, 2024, and end on June 3, 2024 (the "Offer Period"). The $149 Account will earn 5,000 bonus Aeroplan Points (the "Bonus Points") when a Primary Business Cardholder makes at least $250 eligible Purchases using an eligible mobile wallet (Apple Pay, Google Pay, or Samsung Pay), where such Purchases are made within 90 days of account approval that are not subsequently rescinded, the subject of a chargeback request or otherwise disputed.
The Annual Fee rebate portion of this Offer ("Annual Fee Rebate Offer") is available only for the first year after Account approval, for the (i) Primary Business Cardholder, and the (ii) first two Additional Cards issued for the same business, if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued on the same business, if any, is for the first year only. $149 Account must be opened during the Offer Period. To receive the Additional Cardholder first -year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by June 4, 2024. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within two monthly statements from the date of the charge. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year.
The Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This Offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this Offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus points, the Monthly Bonus points and the Mobile Wallet Bonus Offer points awarded to any one Account. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be open, active and in Good Standing at the time the Welcome Bonus points, Monthly Bonus points and the Mobile Wallet Bonus Offer points are awarded. Please allow 8-12 weeks after the conditions for each element of the Offer are fulfilled for the Welcome Bonus points, the Monthly Bonus points, and the Mobile Wallet Bonus points to be credited to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Primary Business Cardholder of the Account only after the first Purchase is made on the $149 Account, where such Purchase is made within 90 days of Account approval. The “Primary Business Cardholder” means the individual who is issued the Credit Card associated with the $149 Account.
To qualify for a monthly bonus of 3,750 Aeroplan points ("Monthly Bonus") during the first 12 months after Account approval (up to a total maximum of 45,000 Monthly Bonus points), the Primary Business Cardholder must have at least $2,500 in net Purchases posted to their Account each month by the last day of each monthly billing period. Once you have earned 45,000 Monthly Bonus points during the first 12 months following Account approval, you will no longer be eligible for additional Monthly Bonus points. Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from March 15 to April 14, a Purchase made on April 14 (transaction date) and posts on April 15 (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the March 15 to April 14 period was your 12th monthly billing period, then the Purchase that was made on April 14 and posted on April 15 would not count toward this Offer.
Limited Time TD® Aeroplan® Visa* Business Card Promotional Offer ("Mobile Wallet Bonus"): Applies to the TD® Aeroplan® Visa* Business Card that is also an $149 Account Mobile Wallet Bonus starts March 5, 2024, and end on June 3, 2024 (the "Offer Period"). The $149 Account will earn 5,000 bonus Aeroplan Points (the "Bonus Points") when a Primary Business Cardholder makes at least $250 eligible Purchases using an eligible mobile wallet (Apple Pay, Google Pay, or Samsung Pay), where such Purchases are made within 90 days of account approval that are not subsequently rescinded, the subject of a chargeback request or otherwise disputed.
The Annual Fee rebate portion of this Offer ("Annual Fee Rebate Offer") is available only for the first year after Account approval, for the (i) Primary Business Cardholder, and the (ii) first two Additional Cards issued for the same business, if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued on the same business, if any, is for the first year only. $149 Account must be opened during the Offer Period. To receive the Additional Cardholder first -year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by June 4, 2024. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within two monthly statements from the date of the charge. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year.
The Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This Offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this Offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus points, the Monthly Bonus points and the Mobile Wallet Bonus Offer points awarded to any one Account. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be open, active and in Good Standing at the time the Welcome Bonus points, Monthly Bonus points and the Mobile Wallet Bonus Offer points are awarded. Please allow 8-12 weeks after the conditions for each element of the Offer are fulfilled for the Welcome Bonus points, the Monthly Bonus points, and the Mobile Wallet Bonus points to be credited to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
2 Business and business owner(s) are responsible for all transactions made on all accounts issued in the name of the business, including those made by Additional Cardholders.
3 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. See your Aeroplan program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 Free First Checked Bag The Primary Business Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions.
Annual interest rates, fees and features are current as of January 4, 2024 unless otherwise indicated and subject to change.
1 The business and business owners are jointly and severally liable for all charges made to each TD Business Card Account.
2 Earn 2% in Cash Back Dollars (“Gas Rebate”) for each $1.00 in Purchases of gas or gas station services or products (“Gas Purchases”) charged to your TD Business Cash Back Credit Card Account (“Account”) and earn 2% in Cash Back Dollars (“Office Supply Rebate”) for each $1.00 in Purchases of office supply purchases (“Office Supply Purchases”) charged to your Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Gas Purchases or Office Supply Purchases, as applicable. $15,000 Cap: Each of the Gas Rebate and the Office Supply Rebate is only available to a $15,000 maximum annual spend (“$15,000 Cap”). Once the $15,000 Cap has been reached for either Gas Purchases or Office Supply Purchases, then any further Gas Purchases and Office Supply Purchases made on the Account will earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out in your Cardholder Agreement (“Standard Rebate”). Applicability of Gas Rebate and Office Supply Rebate: Each of the Gas Rebate and the Office Supply Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Gas Rebate and/or Office Supply Rebate, the Gas Purchases and/or Office Supply Purchases must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “gas” or “office supply” category. Some merchants may sell gas or gas station services or products, or office supply items, or have separate merchants located on their premises that also sell gas or gas station services or products, or office supply items, but may not be classified with a gas or office supply MCC and such Purchases will not earn the Gas Rebate or office supply Rebate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
3 Earn 2% in Cash Back Dollars (“PAP Rebate”) on each $1.00 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Business Cash Back Credit Card Account (“Account”) and that are classified through the Visa network as “recurring payments” (“Pre-Authorized Payments”). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Pre-Authorized Payment. $15,000 Cap: The PAP Rebate is only available to a $15,000 maximum annual spend (“$15,000 Cap”). Once the $15,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out your Cardholder Agreement (“Standard Rebate”). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
Annual interest rates, fees and features are current as of December 6, 2021, unless otherwise indicated, and are subject to change.
1 Business and business owners are jointly and severally liable for all charges made to each TD Business Card Account.
6 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
11 We will not charge interest on new Purchases and fees that appear for the first time on your statement (“New Purchases”) as long as we receive payment of the Balance shown on your statement on or before your Payment Due Date. If you pay an amount that is less than your Balance shown on your statement, then we will charge interest on those New Purchases starting from their transaction date until the amount of those New Purchases is paid in full.
This interest-free Grace Period does not apply to Cash Advances
Annual interest rates, fees and features are current as of October 31, 2023 unless otherwise indicated and subject to change.
1 Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
10 Cash Advance is subject to available credit. Fees apply to each Cash Advance and Cash Advances accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.
2 Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.
3 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
4 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased by calling 1-800-293-4941 or visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Travel Medical Insurance that is automatically included with other TD Credit Cards.
5 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Trip Cancellation and Trip Interruption Insurance, underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). Claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance. Trip Cancellation and Trip Interruption Insurance can be purchased by calling 1-800-293-4941 or by visiting www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Trip Cancellation/Trip Interruption Insurance that is automatically included with other TD Credit Cards.
6 Subject to current $250 limit for point-of-sale transactions. Certain transactions may not be completed outside of Canada and in-app availability may be limited. Certain merchants may set their limit under $250. Please check with the merchant about the limit before using Apple Pay or Samsung Pay.
Please visit http://www.apple.com/ca/apple-pay/ for a complete list of Apple Pay-compatible devices and https://www.samsung.com/ca/apps/samsung-pay/ for a complete list of Samsung Pay compatible devices.
7 Provided by Avis Rent A Car System ULC. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Blackout dates may apply. Base rate refers to time and kilometre/miles charges only and other charges, including taxes, may apply. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Avis Rent A Car System ULC.
8 Provided by Budget Rent A Car System, Inc. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Blackout dates may apply. Base rate is based on time and kilometre/miles charged only. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Budget Rent A Car System, Inc.
9 TD Auto Club is provided by Dominion Automobile Association (2004) Limited, an independent third-party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.
10 Cash Advance is subject to available credit. Fees apply to each Cash Advance and Cash Advances accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.
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