Think twice before you spend

When you find yourself about to buy something that’s not an absolute necessity, take a moment to think about your decision.

Is this something you really want? Or are you buying the item to alleviate boredom, stress or some other dissatisfaction?

How did you feel the last time you made a similar purchase? Was it a lasting enjoyment?Or was the item soon forgotten? Did you feel good about the purchase, or guilty?

By making it a habit to think twice before you spend, you’ll start to rewire your brain — and replenish your savings!

Curb spending by asking yourself some basic questions.