儲蓄賬戶

A savings account is a deposit account that is designed for saving cash. It can help you achieve short, medium and long-term goals like a vacation, school expenses or an emergency fund. 如果您有儲蓄目標,那麼儲蓄賬戶會是更加合適的選擇,因為您通常可以透過長期存款來賺取利息。TD提供個人儲蓄賬戶和工具,幫助您增加儲蓄並更快實現目標。


How a TD Savings Account can help meet your needs

  • 幫助您實現目標

    為度假和房屋裝修等目標或應急開銷而儲蓄。

  • 自動儲蓄

    開通預先授權轉賬或易儲蓄計劃,幫助實現儲蓄增長。 了解更多

  • TD MySpend

    TD MySpend與TD App搭配使用,追蹤您每月的消費情況,並幫助您找到省錢之道。5

  • 無月費

    儲蓄時不必承擔這項開銷。

儲蓄賬戶

最近瀏覽
Save more with a higher interest ratetesal1 and free online transfers to your other TD deposit accountstesal2.
$0月費
結餘達到$10,000或以上可享高利息
Unlimited free online transfers to your other TD deposit accountstesal2.

最近瀏覽
想開始儲蓄或是頻密存取款項的理想選擇
$0月費
按全額存款每日計息
1 transactiontedsal1 per month

最近瀏覽
Reach your goals faster with a high interest ratethisal1
$0月費
High interest rate on balances of $5,000 or more
Waived transactionthisal4 fees with minimum monthly balance.

常見問答

A savings account is a deposit account that is designed for saving cash. It can help you achieve short, medium and long-term goals like a vacation, school expenses or an emergency fund.如果您有儲蓄目標,那麼儲蓄賬戶會是更加合適的選擇,因為您通常可以透過長期存款來賺取利息。TD提供個人儲蓄賬戶和工具,幫助您增加儲蓄並更快實現目標。


Types of savings accounts

Whatever your savings goals, we offer a range of easy, flexible, convenient savings account options to help you reach them:

If you are a current TD customer you can apply for eligible products and services online through EasyWeb.

Select Add Accounts & Services from the left menu after you log in to EasyWeb. If you prefer to use the TD app, you can open an account there too by selecting Get An Account after you log in.


支票賬戶是您可以擁有的最基本的交易賬戶。它是一種您可以每天使用的賬戶。當需要購買汽油、雜貨或支付賬單時,人們通常會使用支票賬戶。

A savings account can help you achieve short and long term saving goals. Instead of being used for day-to-day transactions savings accounts may be more appropriate for saving goals since these accounts earn interest.


You can quickly and conveniently open an account that best meets your needs on our Bank Accounts page.

You must be the age of majority in your province or territory of residence to open a bank account online.

Open a bank account online now.

If you are a current TD customer you can apply for eligible products and services online through EasyWeb. Select Add Accounts & Services from the left menu after you log in to EasyWeb. If you prefer to use the TD app, you can open an account there too by selecting Get An Account after you log in.

You can also open an account in any TD Canada Trust branch.您將須提供以下資料:

  • A valid passport or 1 piece of valid Canadian government-issued photo ID (such as a driver's license or permanent resident card)

Grow your money by enrolling in automatic savings programs like Simply Save and Pre-Authorized Transfer Service.

Simply Save Program – Save a little bit every time you use your TD Access Card for debit purchases or ATM withdrawals.

Pre-authorized Transfer Service – Automatically transfer funds to your savings account on a schedule that works best for you (daily, weekly, or monthly).

Visit our automated savings tools page to see how you can make savings part of everyday life.


Account fees and information To view fees associated with personal Chequing or Savings Accounts, please refer to the About our accounts and related services (PDF) document.


Generally, we calculate interest on your account each day based on your account's daily closing balance. If you earn interest, we pay the accrued interest for the entire month to your account on the last business day of the month, unless otherwise stated different interest rates.


You can use the links below to view details on our current rates.

瀏覽所有賬戶

了解我們的賬戶之中哪種最適合您。

Learn more about savings accounts


有疑問嗎?在這裡找到答案